Sorry, the second comic is too small, I can't see anything.
The first story shows actually a dream, doesn't it? All passengers in the bus are from the man's past, the coins being thrown at the man, the word play on "change" in the end - and the homeless represent (maybe) directly what the man's problem is as he represents himself. Your blurry style with the water/oil paint fits therefore very well because dreams tend to appear chaotic to the respective dreamers. I can only guess, of course, if the comic is really about a dream. However I'm writing a story centered around a dream (to be exactly, the protagonist doesn't realize he is dreaming while his sub-consciousness tries to make him do), and I have researched quite a bit now on dreams' symbolysm so the story's metaphors stuck out to me.
Now to say it directly, it's not only good from an objective view (in my opinion), but I like it.